ClaimCompanion for Insurers
Motor claims, settled in minutes.
Policyholders photograph the damage on their phone. Your team gets a priced, line-by-line estimate in under a minute, and small claims can settle with no human step at all.
- Audi A4 · rear-left lamp545.97 €settled
- Škoda Karoq · left doors578.99 €settled
- Opel Corsa F · right side2,020.88 €handler
- Opel Astra K · front-right wing968.55 €flagged
How a claim moves
One claim, held from the first photo to the moment the money moves.
The policyholder is never left guessing what to do next, and the handler never starts from an empty file. Each step hands the next one exactly what it needs.
Capture
A guided session on the policyholder’s phone. They are guided around the car one shot at a time. No app to install.
PolicyholderIdentify
The vehicle is recognised from the photos and the VIN is decoded, so the claim is tied to the exact model, engine and equipment.
ClaimCompanionAssess
Parts and damage are detected, each damage is classified by severity, and every part gets a repair-or-replace decision.
ClaimCompanionPrice
Labour, parts and paint are priced on Eurotax data at your own rates. Every line shows the part and the photos behind it.
ClaimCompanionDecide
Under your threshold, the claim settles directly. Above it, or when something looks inconsistent, it goes to a handler with the work already done.
Your rulesPhoto-guided flow
Good photos, without a photographer.
Policyholders open a link and the flow does the rest. It asks one thing at a time, shows how to frame every shot and checks each photo before they move on.
Let’s start with your car
Scan the VIN through the windscreen, or type the plate.
Where is it damaged?
Tap every side with damage.
Rear-right selected
Start photographingThank you. That’s everything.
- Vehicle confirmed
- All photos checked
- Sent to your insurer
We’ll let you know what happens next.
Your scenarios
Build the claim journey each product needs.
A parking scrape, a collision and a cracked windscreen need different questions, different photos and different routes. Build your own scenarios, and adjust them as your products and partners change.
- AskWhen and where did it happen?
- PhotoWhole vehicle, four corners
- PhotoClose-up of each damaged side
- PhotoOdometer and VIN
- CheckDamage matches the reported side
- RouteUnder 1,000 € → settle directly
Straight-through processing
Set the threshold. Small claims settle themselves.
Claims under a limit you choose go to direct settlement with no human step. Anything above it, or anything flagged, goes to a handler. It is optional and you can change it at any time. Move the slider to see the effect on a sample day.
1,000 €
Flagged claims always go to a handler, whatever the amount.
| Renault Clio VRight mirror housing | 286.40 € | Settle directly |
| VW Golf VIIIFront bumper scuff | 412.30 € | Settle directly |
| Audi A4 35 TDIRear-left lamp | 545.97 € | Settle directly |
| Škoda Karoq 1.6 TDILeft doors, two dents | 578.99 € | Settle directly |
| Opel Astra KFront-right wing | 968.55 € | Flagged · handler |
| Toyota YarisBonnet and roof, hail | 1,205.00 € | Handler review |
| BMW 320dRear bumper and tailgate | 1,742.10 € | Handler review |
| Mercedes S-ClassFront-left wheel and bumper | 2,803.88 € | Handler review |
How it compares
Automation you control, without buying an expert for every claim.
Most tools either detect damage and leave pricing to someone else, or sell you an expert’s opinion on every claim. ClaimCompanion runs the whole claim and leaves the final rule with you.
| Typical photo-AI tool | Typical expert-led service | ClaimCompanion | |
|---|---|---|---|
| Priced, line-by-line estimate | Often, via a pricing partner | After an expert review | In under a minute |
| Straight-through settlement | Sometimes | Rarely; an expert signs off | Under your own threshold |
| Covers the whole claim | Detection and pricing | Yes, with people | Capture to hand-off |
| Who makes the call | You | The provider’s expert | You, with evidence per line |
| Where it runs | Vendor cloud | Vendor cloud | Our cloud or on-premise |
Comparison of common approaches in the market, not of named vendors.
- Front door, right847.22 €evidence
- Rocker panel560.22 €evidence
- Rear door, right280.04 €evidence
- Tailgate333.40 €evidence
For the claims team
Your handlers check the work instead of doing it.
- Every line has evidence. Each estimate line shows the part and the photos behind it.
- Two ways in. Start from a guided photo session or enter a claim by hand.
- Your rates. Labour rates and paint rules are set per company and applied to every estimate.
Connects to your core system
Claims come in and estimates go back through an API, so ClaimCompanion fits into the policy and claims systems you already run.
White-label or co-branded
Your policyholders see your brand in the capture session and on the report, or a co-branded version if you prefer.
Cloud or on-premise
Run it in our cloud, or inside your own infrastructure when your data rules require it.
ISO/IEC 27001 certified
Evolt runs ClaimCompanion under a certified information security management system. Policyholder photos and claim data are handled to that standard.
Start with a pilot
See it on your own vehicles.
The fastest way to judge ClaimCompanion is on cases you have already closed: claims, damage reports or rental returns. We run them through the engine and put our results next to your team’s decisions.
- 01Send casesPhotos and VINs from cases you have closed.
- 02We run themEvery case goes through our full AI analysis.
- 03CompareLine by line, against what your team decided.
Prefer to talk directly? jus@evolt.dev · +386 31 607 646